Numbers are estimates — your lender confirms final terms
Annual Percentage Rate (APR)
Here at Bear Loan we offer APR rates ranging from a 4.95% minimum to a 35.95% maximum. The rate you're offered depends on your personal situation and financial standing. Completing the offer form gives you full details of the APR and terms before you commit to anything.
Loan term (repayment period)
Minimum
Maximum
90 days
84 months
Representative example of APR
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you'll pay $219.79 each month. The total amount payable is $2,637, with total interest of $137.48.
Good to know
Why does my estimate change with term length?+
Spreading the same amount over more months lowers each payment but increases total interest paid — the calculator updates both live.
Is this my guaranteed rate?+
No — this is an estimate. Your matched lender confirms your actual APR and fees based on your application.
Important: Bear Loan Cash Advance is a loan-matching service, not a direct lender, and does not make credit decisions. APRs range from 4.95% to 35.95%. Loan terms range from 90 days to 84 months. Actual rates, fees and terms depend on the lender you are matched with, your state, and your creditworthiness. Not all applicants will be approved. Review your lender's full terms before signing.