Estimate only · final terms set by your matched lender
What personal loans cover
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Debt consolidation
Roll multiple balances into one predictable monthly payment.
⌂
Home projects
Repairs, moving costs, or furnishing — funded in one lump sum.
✚
Unplanned expenses
Medical bills, car repairs, or other costs that can't wait.
Personal loan APR range
4.95%to35.95%
Longer terms mean lower monthly payments but more total interest — use the calculator above to compare.
Term
Min
Max
Repayment period
90 days
84 months
Important: Bear Loan Cash Advance is a loan-matching service, not a direct lender, and does not make credit decisions. APRs range from 4.95% to 35.95%. Loan terms range from 90 days to 84 months. Actual rates, fees and terms depend on the lender you are matched with, your state, and your creditworthiness. Not all applicants will be approved. Review your lender's full terms before signing.